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Retiree Enrollment

Retirees will receive benefits enrollment materials in the mail. This is your annual opportunity to make changes in your health or dental benefits that will become effective Jan. 1, 2019. 

Retiree Insurance for 2018

  • Retirees under age 65 continue to participate in the same medical insurance as active employees. You can view coverage information here.
  • Medicare-eligible retirees will remain on the Blue Cross Traditional Indemnity and Part D Prescriptions plans. You may view the 2019 Plan Overview.
  • Employees who became eligible for retirement on Jan. 1, 2016 or later, are subject to the Age/Service Matrix for Retiree Medical Insurance Subsidy. Premium rates based on the Age/Service matrix will be available soon. Employees who were eligible to retire before Jan. 1, 2016, will receive 100% medical insurance subsidy whenever they choose to retire. 

One-time Opt-Out/Opt-In Option

A one-time opt-out/opt-in feature was added to the retiree medical plan effective Jan. 1, 2013. Retirees will be allowed to opt-out of retiree medical coverage and preserve future eligibility. The premium subsidy will be locked in at the retiree's rate at the time of opt-out. Retirees may exercise their one-time opt-out option at any point if they have other coverage. This option may only be used once and current retirees must be enrolled in an OUHSC medical plan as of Dec. 31, 2012 to be eligible. Proof of other coverage must be submitted when the retiree opts out. Retirees who have opted out and wish to return to the OUHSC health plan, have 31 days from the loss of creditable coverage to come back on the OUHSC retiree health plan. To reinstate coverage, a retiree must show proof of continuous coverage for the entire opt-out period to PayFlex or the current vendor. Contact Human Resources for more information or to initiate your opt-out feature.