Insurance Companies

Medical

Cigna
1 (800) 332-4462

Navigation Vendors

Garner Health
1-866-485-1808 or
1-866-453-9727 for Spanish

ZERO Health
1-855-816-0001 
Monday-Friday 7am-6pm CST

Dental

Vision

VSP
1-800-877-7195
Monday-Saturday 8 AM-7 PM CST

Flexible Spending Accounts

Optum Financial
(855) 907-3237

Life

The Standard
1-888-937-4783
Monday-Friday 7am-7pm CST

Accidental Death and Dismemberment (AD&D)

The Standard
1-888-937-4783
Monday-Friday 7am-7pm CST

Short-Term Disability

The Standard
1-888-937-4783
Monday-Friday 7am-7pm CST

Long-Term Disability

The Standard
1-888-937-4783
Monday-Friday 7am-7pm CST

COBRA Continuing Coverage Administration

Inspira Financial
(800) 359-3921
P.O. Box 953374
St. Louis, MO 63195-3374

Retiree Benefits Administration

Inspira Financial
(800) 359-3921
P.O. Box 953374
St. Louis, MO 63195-3374