The Blue Preferred PPO network provides the biggest discount and pays your benefits at the highest level, which means you will have the lowest out-of-pocket costs when you use providers in the Blue Preferred PPO network. (note: OU Physicians are in the Blue Preferred Network)
- Coinsurance: 90% / 10%
- Individual Deductible: $1,000
- Family Deductible; $2,000
The Blue Choice PPO network will pay your benefits at the second highest level, although some aspects of coverage are the same with the Blue Preferred PPO and Blue Choice PPO networks.
- Coinsurance: 70% / 30%
- Individual Deductible: $2,000
- Family Deductible; $4,000
If you see out-of-network providers, you will receive no discounts and your benefits will be paid at the lowest allowed amount.