Delta Dental's benefits in the Basic and Alternate plans are available for both in-network and out-of-network dental providers. Both plans use the Delta PPO network and the Delta Premier network, which are described below.
Both the Basic Plan and Alternate Plan use the provider networks.
- Delta PPO network: If you see a dental provider in the Delta PPO network, the discounts to you are greatest, though the network is smaller.
- Delta Premier network: The Delta Premier network contains most dental providers in Oklahoma. Services from dental providers in the Premier network are not as discounted as those from the PPO network. The major benefit of using the Delta Premier Network instead of non-participating dental providers is that providers in the Premier Network have agreed not to balance-bill you. This means they will not charge you the difference between what Delta Dental pays them and what they normally might charge.
These Delta Dental plans will provide benefits even if you visit a dental provider outside the Delta networks. However, the covered benefit will be less and non-participating providers will usually balance-bill you. This means they will often charge you the difference between what Delta Dental pays them and what they normally might charge.